According to the U.S. Department of Housing and Urban Development (HUD), a household that spends more than 30% of its annual income on rent or mortgage payments is considered “cost-burdened.” In big U.S. cities, the income needed to avoid being cost-burdened by rent varies widely.

In a new study, SmartAsset calculated the minimum household income needed to comfortably afford rent in the 25 largest cities.

In Charlotte, the minimum household income needed to comfortably afford fair market rent for the average two bedroom is about $56,245. That is less than the city’s median household income of $60,764, making Charlotte one of just 10 cities in our study where the income needed to pay rent is less than the median household income.